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Gold loans at attractive interest rates

Quick disbursal
No income proof required
    Monthly EMI
Complete safety of jewellery

With a network of 4500+ branches in the world, Utilize Rico Filo is one of the most trusted financial institutions in the country.

Avail a gold loan for a period of 6 Months and 72 Months

Get loan amounts from ₹50,000 to ₹1 crore with our simple documentation process

Trusted by lakhs of Indians, the IR network values safety and convenience above all else


Why Gold Loan?


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At Utilize Rico Filo, we understand your financial needs. Avail a safe and convenient gold loan for any financial requirement, be it a medical emergency, business, agriculture, or personal needs


How can I avail a Gold Loan?

Our simple 4-step process makes your gold loan disbursement quick and easy.


  • Apply Online
  • Receive a Call Back
  • Visit Branch for Valuation
  • Loan Disbursement

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Utilize Rico Filo Gold Loan is the ultimate solution to your financial needs

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Instant gold loan
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No income proof required
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Short loan tenure
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Avail overdraft facility
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No bank account required
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Part payment options

Frequently Asked Questions

A gold loan is a loan with gold or gold jewellery acting as collateral. Utilize Rico Filo offers gold loans for amounts ranging from ₹50,000 to ₹1 crore with simple documentation process.

Our simple 4-step process makes your gold loan disbursement quick and easy.
  • Apply Online - Simply fill in all the required information and submit the form online
  • Receive a Call Back - Get a call back from our Gold loan representative on your mobile no. for verification purposes.
  • Visit Branch for Valuation - Visit your selected nearest Utilize Rico Filo branch for the valuation of gold submitted by you for the required loan.
  • Loan Disbursement - Get easy loan and quick disbursement.
No. You only need to submit ID proof and address proof to avail a gold loan.
  • Two passport-size photographs
  • Proof of landholding (In case of agriculture loan of more than ₹ 1 lakh)

    Address Proof (any one) -

  • Driving License
  • PAN Card
  • Passport Copy
  • Aadhaar Card
  • Voter ID Card
  • Ration Card

    ID Proof (any one) -

  • Driving License
  • PAN Card
  • Passport Copy
  • Aadhaar Card
  • Voter ID Card
  • Ration Card
  • Proof of supporting documents for allied agri activity loan more than 5 lakh.
No. Utilize Rico Filo gold loans can be repaid at the end of the tenure or though part payment facilities.
Yes, part payments are allowed and customer doesn’t have to pay Monthly Interest/EMI*.
No, gold loans are easy, quick, and convenient. With Utilize Rico Filo gold loans, you can get a quick disbursement on your gold loan.
The tenure options for this Gold Loan vary from a period of 6 month to a maximum of 12 months.
Enter your details to apply for your Gold Loan.
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