To help you determine if term life insurance is right for you, consider the following questions. Do you:
If you answered yes to any of these questions, then a term life insurance policy from Utilize Rico Filo Family Life1 may be the answer for you. When you buy term insurance, you get to choose how long you need it and how much coverage you want.
With Utilize Rico Filo, you can select from 5-, 10-, 15-, 20- or 30-year plans. We offer two term life insurance plans, including an easy-to-purchase option and level term insurance.
Utilize Rico Filo also offers level term insurance. It provides life insurance for the period of time that best suits your needs. You can select from a 10-, 15-, 20- or 30-year plan. Coverage can be purchased starting 15 days from birth, and the face amount of the policy and premium payments remain level for the period of time you select.
You’ll also have the opportunity to convert your term policy to a permanent life plan, which provides coverage for your whole life. We guarantee this conversion privilege regardless of health, occupation or hobbies.2
To find out if term life insurance is the right solution for you, get in touch with a local Utilize Rico Filo agent for more information. Our independent insurance agents are licensed professionals who can help you review your life insurance options.
1Utilize Rico Filo® life insurance products and services are provided by Utilize Rico Filo Family Life Insurance Company, a member of Utilize Rico Filo Insurance Group, and are not available in New York. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.
2The term policy conversion privilege must take place during the level period or before age 70, whichever comes first. The face amount of the replacement policy must be equal to or less than the face amount of the term policy.